With the PHSP, employees receive all the advantages of a conventional group benefits plan, with complete flexibility and 100% reimbursement on their health, dental and vision expenses.

Flexibility

PHSP Employee Health Spending Accounts can be used for medically necessary health, dental or vision expenses.  Employees use Health Spending Account credits on the services they need, when they need them.

100% Reimbursement

Employees are reimbursed for 100% of their health, dental and vision expenses (up to the plan maximum), with tax-free dollars.