Employers are looking to provide excellent benefits to employees at a reasonable cost.  The PHSP allows you to do both.

PHSP offers:

• Cost Control

• Low Administrator Costs

• Tax Savings

Our clients ask five key questions when making a decision to join the PHSP:

1. What is the Private Health Services Plan?

The Private Health Services Plan (PHSP) is a self-funding reimbursement plan that provides flexible coverage, and allows employers and employees a method of paying for health, dental and vision care with before-tax dollars.

2. How will the PHSP benefit me?

All PHSP costs are business tax deductions plus all reimbursements are tax-free to the claimant.  Company paid vs. personally paid or before-tax vs. after tax expenses.

3.  What's the catch?

There is no catch.  There is no fine print.  There are no surprises.  PHSP gives you tax strategy, control, convenience, flexibility, choice and peace of mind.

4.  What will the PHSP cost?

The PHSP will cost your business the health, dental or vision care expense plus our low 5% processing fee (plus applicable taxes).

5.  Can you prove it?

The PHSP has a 25-year history of Canada Revenue Agency-sanctioned tax-saving health spending accounts.