Questions that a retirement planning advisor may pose in order to assist you with either the decision to retire, or to assist you in planning your life after retirement, should be:

1. Do you want to help your children or grandchildren with the cost of education and/or weddings?
2. Do you want to buy a vacation property?
3. Are you going to sell your home and downsize to help finance your retirement?
4. Will you start a new hobby?
5. Will you volunteer?
6. Will you work part-time?
7. Will you further your education?
8. Will you be a 2 or 1 car family?
9. How much traveling do you plan on doing?
10. Will you start a second career?
11. Have you done a brochure sheet?
12. Have you done a net worth statement?
13. Have you done a projected monthly budget?

Retirement needs answers, “Planned or by the seat of one’s pants.” Time is up. tomorrow is today.